Arhiiv kuude lõikes: June 2022

Problems opening a bank account in the UK

The Metro Bank 120 Cheapside, London EC2V 7JB branch said the HMRC Tax Code notice was not acceptable address proof but the Estonian ID card was acceptable proof of id. The Metro Bank Moor House, 120 London Wall, London EC2Y 5ET branch said the HMRC Tax Code notice was acceptable address proof but the Estonian ID card was not acceptable proof of id, need a passport. Metro Bank rejected my online application for a Metro Bank account with these proofs of address and id without explanation.

Barclay’s online application said I needed to make an in-person appointment and to call Barclay’s. The automated phone menu led to being on hold of more than 10 minutes without any reply. Barclay’s 120 Moorgate, London EC2M 6UR branch said that to open an account, I needed to make an in-person appointment at the Shoreditch branch about a mile away. The earliest appointments were in a week’s time and only in the middle of workdays.

Lloyd’s opened an account in the branch. To set up a password for internet banking or the Lloyd’s app, they required calling Lloyds. The automated phone menu led to being on hold of more than 10 minutes without any reply a few times. After reaching a human, they helped me set up the password after a few difficulties.

Santander online application opened an account.

TSB required the share code for checking my right to work in the UK. The first share code (for an employer) did not work. The second share code I generated from the gov.uk website (for “other”) worked.

Halifax did not accept a HMRC tax code notice, a voter registration letter, a Lloyds debit card-related letter or a Department of Work and Pensions National Insurance Number letter as proof of address, but asked for a Lloyds statement. Lloyds had accepted the same HMRC tax notice as proof of address. The Halifax website says they accept an HMRC tax notice or a benefits statement as proof of address.